We consider it important to tackle environmental, social, and corporate governance issues to sustainably improve enterprise value.

ESG Initiatives
  • We are promoting the spread of renewable energy (solar) power facilities and zero energy housing through our credit business.
  • We are reducing our consumption of electricity as a corporation governed by the revised Act on the Rational Use of Energy.
  • We issue credit cards that provide social donations.
  • We provide support for female and senior employees.
  • We provide education to all employees as a business that handles personal information.
Corporate governance
  • We have reinforced our management structure and auditing capabilities to increase the soundness and transparency of our operations.
  • We set up the corporate governance committee and committees to advise on nominations and remuneration.

Environmental Conservation

Reducing energy consumption

As a corporation governed by the revised Act on the Rational Use of Energy, the Company has set a target of reducing energy consumption by at least 1% annually, and takes a proactive stance on energy savings. In fiscal year ended March 31, 2019, JACCS' energy savings were equivalent to 1,949 kl of crude oil, and energy consumption was 5.1% lower than fiscal year ended March 31, 2018. We will continue to pursue our annual target of a reduction in energy consumption of at least 1%, and are implementing a range of measures to reduce electricity and other energy usage.

Donating a Solar Power Station to Hakodate

In June 2014, JACCS commemorated its 60th anniversary by donating a solar power station to the city of Hakodate, Hokkaido where JACCS first established its business, and commencing its own solar power generation business.

JACCS was the first in the industry to launch solar loans to purchase and construct solar power station system, and have made expanding its presence in that field a credit business priority.

JACCS is committed to expanding the use of renewable energy through solar power operations.

Social initiatives

Issuing of credit cards that contribute to society

As part of JACCS' efforts to contribute to society through its business activities, the Company issues credit cards that provide a charitable donation based on usage. A certain percentage of the card's total annual purchase amount is donated to a specified charitable organization or local community organization. JACCS fully incurs the amount that is donated to charity, and no monetary cost is borne by the cardholder. The aim is to support efforts to revitalize local economies as well as raise awareness of the importance of making a social contribution.

In fiscal ended March 31, 2020, the Japan Guide Dog Association Card issued by JACCS raised approximately ¥5.07 million through various programs, which was donated to the Japan Guide Dog Association (JGDA).

Helping female employees reach their potential

For JACCS, assisting female employees to reach their potential is a key task for management. By supporting employees through a diverse array of working styles and expanding related programs, JACCS is striving to develop a work environment that will enable women to play a greater role in the Company?including helping them to achieve a balance between work and home life?and is building a human resources system to make this goal a reality.

Child-rearing assistance programs

JACCS promotes the use of programs to support employees who are raising a family. Specifically, we are working to increase understanding and awareness of maternity and paternity leave programs, and other programs to assist in child-rearing, and make such programs as user-friendly as possible. In fiscal ended March 31, 2020, to promote the use of child-rearing leave programs, we set specific targets, and simultaneously implemented measures aimed at making these programs easier to use.

  Targets Results
Ratio of the use of child-rearing leave programs for female employees: At least 95% 100%
Ratio of the use of child-rearing leave programs for male employees: At least 30% 31.6%

Corporate Governance