Medium-term business plan

JACCS has formulated a medium-term management plan targeting the three years from FY2025 to FY2027, which is oriented toward rebuilding the management structure and returning the JACCS Group to growth. The JACCS Group will engage all employees in initiatives with the aligned purpose to become a strong corporate group that is trusted and relied upon by all its stakeholders and realize sustained growth.

Themes of the medium-term business plan Three years of taking on the challenge of “transformation” and “renewed growth” through expansion of collaboration with MUFG Group Three focus strategies 1 Accelerate the growth strategy through collaboration with MUFG Group and M&A 2 Promote radical business restructuring through shifting to a paradigm of “From Quantity to Quality” 3 Secure financial soundness and improve capital efficiency through advancement of ALM

Numerical Targets

The Company now anticipates discrepancies between the numerical targets initially formulated under the medium-term business plan and the forecasted results for Years two and three. The anticipated discrepancies are primarily attributable to higher financing costs due to rising interest rates, increased system-related and other expenses associated with changes to the data center relocation strategy, and a slower recovery in business performance in Indonesia. Accordingly, the Company has decided to revise the numerical targets for FY2026 and withdraw the numerical targets for FY2027, the final year of the medium-term business plan.
The Company will accelerate the three focus strategies and collaboration with the MUFG Group set out in the medium-term business plan, implement measures to address the issues it faces, and undertake structural reforms across its business divisions, with the aim of enhancing corporate value over the medium to long term.

Can be horizontally scrolled

Consolidated (100 millions of Yen)	FY03/26		FY03/27		FY03/28
Consolidated (100 millions of Yen)	Original plan	Results	Original plan	Revised plan	Original plan	Plan for FY03/28 have been retracted
Revenues	1,915	1,923	1,990	1,920	2,045	-
Ordinary Income	200	202	250	110	310
Net Income Attributable to Owners of the Parent	155	153	180	100	230

Notice Concerning Revision to Medium-Term Business Plan

Dividend policy

The basic dividend policy of JACCS is to make it a management priority to provide stable and continuous dividends to the shareholders and to strengthen the Company’s competitiveness and enhance shareholder value through expanding internal reserves and ensuring the effective utilization of capital. Under this basic policy, the dividend policy for this medium-term business plan is to aim for a dividend on equity ratio (DOE) of 3.0% or a dividend payout ratio of 40%, whichever is higher.