List of Management

Introducing the executives of JACCS

As of June 26, 2025

Directors

Chairman
Toru Yamazaki

Apr. 1982 Joined the Company
Oct. 2009 Executive Officer and General Manager of First Sales Promotion Department of Business Strategy Department
Oct. 2011 Executive Officer and General Manager of Shopping Credit Promotion Department of Business Strategy Department
June 2012 Executive Officer and General Manager of Chubu Area
June 2013 Senior Executive Officer and General Manager of Kinki Area
June 2015 Senior Executive Officer and General Manager of Shutoken Area
June 2016 Director and Senior Executive Officer (Supervisor of Corporate Planning)
June 2017 Director and Managing Executive Officer (Supervisor of Corporate Planning)
June 2018 President, COO and Representative Director
June 2022 Chairman, CEO and Representative Director
June 2025 Chairman (current position)

President and Representative Director
Ryo Murakami

Apr. 1985 Joined the Company
June 2012 Executive Officer and General Manager of Shopping Credit Promotion Department
June 2016 Senior Executive Officer and General Manager of Chubu Area
June 2018 Senior Executive Officer (Supervisor of Credit Business, Business Strategy Department)
June 2019 Senior Executive Officer (Deputy General Manager of Business Strategy Department and Supervisor of Credit Business)
June 2020 Director and Managing Executive Officer (Supervisor of Corporate Planning)
June 2022 President, COO and Representative Director
June 2025 President and Representative Director (current position)

Senior Managing Executive Officer and Representative Director
Akihito Suehiro
Supervisor of Corporate Planning

Apr. 1990 Joined the Company
Apr. 2019 Executive Officer and General Manager of Acquiring Department
Oct. 2020 General Manager of Credit Card and Payments Operations Department
June 2021 Executive Officer and General Manager of Tohoku Area
June 2022 Senior Executive Officer and General Manager of Tohoku Area
June 2023 Director and Senior Executive Officer (Supervisor of Corporate Planning)
June 2024 Director and Managing Executive Officer (Supervisor of Corporate Planning and International Business)
June 2025 Senior Managing Executive Officer and Representative Director (Supervisor of Corporate Planning) (current position)

Director and Managing Executive Officer
Ichiro Kobayashi
Supervisor of Information Systems and Risk Supervisory

Apr. 1991 Joined the Sanwa Bank, Limited (currently MUFG Bank, Ltd.)
July 2016 Branch Manager of Tamagawa Branch
Apr. 2019 General Manager of Corporate Planning Department of the Company
June 2019 Executive Officer and General Manager of Corporate Planning Department
June 2022 Director and Senior Executive Officer (Supervisor of Corporate Planning)
June 2023 Director and Senior Executive Officer (Supervisor of Risk Supervisory and Compliance)
June 2024 Director and Managing Executive Officer (Supervisor of Risk Supervisor and Compliance)
June 2025 Director and Managing Executive Officer (Supervisor of Information Systems and Risk Supervisory) (current position)

Director and Managing Executive Officer
Kazuhiko Segawa
Supervisor of Credit Management and Operation and General Affairs and Personnel and Compliance

Apr. 1988 Joined the Company
Apr. 2015 General Manager of Personnel Department
June 2016 Executive Officer and General Manager of Corporate Planning Department
June 2019 Executive Officer and General Manager of Compliance Supervisory Department
June 2021 Senior Executive Officer and Supervisor of General Affairs and Personnel
July 2021 Head of the Control Board of JACCS International Vietnam Finance Company Limited (current position)
June 2024 Director and Managing Executive Officer (Supervisor of Credit Screening and Operation and General Affairs and Personnel)
June 2025 Director and Managing Executive Officer (Supervisor of Credit Management and General Affairs and Personnel and Compliance ) (current position)

Director and Managing Executive Officer
Tatsuo Nakazawa
Supervisor of Accounting and Finance

Apr. 1986 Joined The Mitsubishi Bank, Limited (currently MUFG Bank, Ltd.)
June 2013 Executive Officer and General Manager of Corporate Administration Division
May 2014 Executive Officer and General Manager of Personnel Department
June 2015 Full-time Audit & Supervisory Board Member
June 2016 Full-time Audit & Supervisory Board Member of Mitsubishi Rayon Co., Ltd. (currently Mitsubishi Chemical Corporation)
July 2022 Executive Secretary of Audit Committee of Mitsubishi Chemical Holdings Corporation (currently Mitsubishi Chemical Group Corporation)
Jan. 2023 Full-time Advisor of Marunouchi Yorozu Co., Ltd.
Apr. 2023 General Manager of Accounting Department of the Company
June 2023 Senior Executive Officer and General Manager of Accounting Department
June 2024 Senior Executive Officer (Supervisor of Accounting and Finance)
June 2025 Director and Managing Executive Officer(Supervisor of Accounting and Finance)(current position)

Director and Managing Executive Officer
Go Iwase
Supervisor of Credit Screening and Operation and International Business

Apr. 1994 Joined The Mitsubishi Bank, Limited (currently MUFG Bank, Ltd.)
June 2020 Executive Officer and General Manager of Company Screening Department
Apr. 2021 Executive Officer and General Manager of Digital Service Planning Department
Apr. 2021 Executive Officer and General Manager of Digital Service Planning Department of Mitsubishi UFJ Financial Group, Inc.
Apr. 2023 Executive Officer and General Manager of Loan Planning Department of MUFG Bank, Ltd.
Apr. 2023 Executive Officer and General Manager of Loan Planning Department of Mitsubishi UFJ Financial Group, Inc.
June 2025 General Manager of International Business Department of the Company
June 2025 Director and Managing Executive Officer(Supervisor of Credit Screening and Operation and International Business)(current position)

Outside Director
Masahito Suzuki

Apr. 1980 Joined Kirin Brewery Company, Limited
Mar. 2007 Seconded to Kirin Beverage Company, Limited General Manager of Accounting Department
Mar. 2008 Executive Officer and General Manager of Corporate Planning Department
Mar. 2009 Director of the Board and General Manager of Corporate Planning Department
Mar. 2012 Director of the Board & CFO of Kirin Holdings Company, Limited
Mar. 2013 Director of the Board & CFO of Kirin Holdings Company, Limited Director of the Board of Kirin Company, Limited
Mar. 2014 Audit & Supervisory Board Member of Kirin Holdings Company, Limited Audit & Supervisory Board Member of Kirin Company, Limited
June 2018 Outside Director of WORLD CO., LTD.
June 2018 Outside Director of AJIS Co., Ltd. (current position)
June 2018 Director of the Company (current position)
Apr. 2019 Visiting Professor at the graduate school of Tokyo Metropolitan University

Outside Director
Kyoko Okada

Apr. 1982 Joined Shiseido Company, Limited
Oct. 2011 General Manager of Corporate Culture Department
Oct. 2012 General Manager of Corporate Culture Department, and Group Leader for the 150-Year History Compilation Project
Apr. 2015 General Manager, Executive Section, General Affairs Department
June 2015 Standing Audit & Supervisory Board Member
June 2019 Outside Corporate Auditor of SUBARU CORPORATION
June 2019 Outside Audit & Supervisory Board Member of NS Solutions Corporation
June 2020 Outside Audit & Supervisory Board Member of Daio Paper Corporation
June 2021 Director of the Company (current position)
June 2022 Outside Audit & Supervisory Board Member of NEC Corporation
June 2023 Outside Director of NEC Corporation
June 2025 Outside Director of Daio Paper Corporation (Audit and Supervisory Committee Member) (current position)

Outside Director
Hiroji Sanpei

Apr. 1977 Joined The Nippon Fire & Marine Insurance Co., Ltd. (currently Sompo Japan Insurance Inc.)
June 2008 Executive Officer and General Manager of Sales Planning Division at NIPPONKOA Insurance Co., Ltd. (currently Sompo Japan Insurance Inc.)
Apr. 2010 Managing Executive Officer and General Manager of Sales Promotion Division
Apr. 2011 Senior Managing Executive Officer in charge of Head Office Marketing
Apr. 2011 Senior Managing Executive Officer of Sompo Japan Insurance Inc.
Apr. 2014 Representative Director and President of Sompo Japan Nipponkoa Career Staff Co., Ltd. (currently Sompo Corporate Services Inc.)
Oct. 2019 Advisor of Felice Law Office (current position)
June 2022 Director of the Company (current position)

Outside Director
Yuko Shitamori

Apr. 1999 Joined Lion Corporation
July 2008 Director of FINCH JAPAN Co., Ltd.
Sept. 2017 Representative Director and President of IoToI Japan Inc.
July 2022 Sales Advisor of Brand Cloud Inc.
June 2023 Director of the Company (current position)
Apr. 2024 Executive Officer of LTS, Inc. (current position)
Oct.2024 Outside Director of AXXZIA Inc. (current position)
Dec. 2024 Representative Director of MODELY Co.,Ltd. (current position)
June 2025 Outside Director of Striders Corporation (Audit and Supervisory Committee Member) (current position)

Auditors

Audit & Supervisory Board Member (Full-time)
Keigo Abo

Apr. 1990 Joined the Company
June 2015 Executive Officer and General Manager of Credit Card Promotion Department of Business Strategy Department
Apr. 2018 Executive Officer and General Manager of Chugoku-Shikoku Area
June 2021 General Manager of Finance Department
June 2024 Full-time member of Audit & Supervisory Board of the Company (current position)

Audit & Supervisory Board Member (Full-time)
Nobuyoshi Watanabe

Apr. 1991 Joined the Company
Apr. 2018 General Manger of Web Solutions Department of Business Strategy Department
Oct. 2020 General Manager of DX Promotion Department
June 2023 General Manager of General Affairs Department
June 2025 Full-time member of Audit & Supervisory Board of the Company (current position)

Outside Audit & Supervisory Board Member
Yusuke Komachiya

Dec. 2008 Registered as an attorney at Law
Dec. 2008 Joined ONO SOGO LEGAL PROFESSION CORPORATION
Mar. 2015 Representative, Japan Federation of Bar Associations
Apr. 2015 Permanent Member, Tokyo Bar Association
June 2019 Member of Audit & Supervisory Board of the Company (current position)

Outside Audit & Supervisory Board Member
Hideki Ono

Oct. 1986 Joined Tohmatsu Awoki & Sanwa (currently Deloitte Touche Tohmatsu LLC)
June 1990 Registered as Certified Public Accountant
May 2000 Partner of Tohmatsu & Co.(currently Deloitte Touche Tohmatsu LLC)
Oct. 2013 Officer (in charge of human resource)
June 2020 Chief of IPO Strategy Supervising Office
Oct. 2023 Established Hideki Ono Certified Public Accountant Licensed Office (current position)
June 2024 Member of Audit & Supervisory Board of the Company (current position)
June 2025 Outside Director of COSMOS INITIA Co.,Ltd. (Audit and Supervisory Committee Member) (current position)

Executive Officers

Managing Executive Officer Takeshi Yoshikawa
Senior Executive Officer Hirofumi Kato
Senior Executive Officer Muneo Tobinaga
Senior Executive Officer Tatsuya Kosuge
Senior Executive Officer Satoru Yamashita
Senior Executive Officer Kazuaki Yamazaki
Senior Executive Officer Yasuhiko Uchiyama
Senior Executive Officer Shingo Asakawa
Senior Executive Officer Kenji Naiki
Senior Executive Officer Yosuke Sato
Senior Executive Officer Yoshito Shima
Senior Executive Officer Takashi Kuwamoto
Senior Executive Officer Masaaki Otsuka
Senior Executive Officer Noriko Ishizaki
Senior Executive Officer Tatsumi Miura
Executive Officer Tatsuya Higuchi
Executive Officer Yasuhiro Ohhashi
Executive Officer Yoichi Arai
Executive Officer Takeo Horikoshi
Executive Officer Hitoshi Yamada
Executive Officer Takashi Masumizu
Executive Officer Yoshitomo Suzuki
Executive Officer Noriyuki Miyao
Executive Officer Shigeru Oeda
Executive Officer Shinichi Komiyama
Executive Officer Yuji Tanabe
Executive Officer Yasunobu Sumitomo
Executive Officer Daiji Fukumoto
Executive Officer Hideyuki Nomura
Executive Officer Satoshi Harada
Executive Officer Yuzo Yamamoto
Executive Officer Yohei Higaki
Executive Officer Koichi Inagaki
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