Providing safe and secure services that offer a high level of convenience

Providing safe and secure services that offer a high level of convenience is positioned by JACCS—as a consumer credit company—as one of its highest priority tasks, which lies at the core of its business.
JACCS’ founding philosophy—“Trust id the basis for all”—signifies our belief that everything we do, including our business operations, rests on the foundation of trust and reliability that we have built with our customers and business partners. We believe that for JACCS, the creation of services that our customers and business partners can use safely and securely is our duty.
In addition, by continuing to pursue services that offer a high level of convenience, we respond to customers’ continually changing needs and contribute to the realization of a sustainable and affluent society.

Relevant SDGs

8 Decent Work and Economic Growth 9 Industry, Innovation and Infrastructure 16 Peace, Justice and Strong Institutions

Specific initiatives

Main indicators / KPIs

Can be horizontally scrolled
Area of materiality Main initiatives Indicators Targets for the fiscal year ending March 31, 2026
Providing safe and secure services that offer a high level of convenience Service that responds to the trust placed in JACCS by customers and member stores Automatic response and recording rate 31.0%
Automatic credit linkage rate 78.0%
HDI-Japan Rating Continued highest rating (three stars)
Raising the sophistication of information security Privacy Mark Award Continued continuation
PCI DSS Compliance Certification Renewal Ver4.0 Compliance Certification Update
Ratio of detection of fraudulent credit card transactions 70.0%
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